Again, WM Wireless & Mobile makes news with a new technological solution: WM Banks - Mobile Banking and its new ingredient, the document scanner.   But, what is WM Banks - Mobile Banking? This is a custom mobile solution developed for the financial sector, which operates on any portable device to capture information from people or companies, and access to risk centrals for obtaining "Scores" without having to duplicate the process of visiting their customers and wasting time. The basic module is a program that is installed on a mobile device, which allows pre-approval credit studies on the field, confirms the viability of credit with the credit bureaus, as well as with banking CRMs; simulates the borrowing capacity of the applicant and the amounts of amortization, allowing the loan approval within a significantly shorter time.   As a novelty, the digitization of documents associated with a application is made with a high ergonomic handheld scanner to capture images in color and high resolution of the documents associated with an application, such as identity cards, income certificates, etc.   If they are used converged mobile computers, this new version allows a higher level of security by reading the barcode of the new identity cards to support additional information from the applicant and the on site capture of the applicant's fingerprint.   Now, thanks to the integration of a new tool, financial institutions can eliminate one more activity in the process of placement their services.   Main features when implementing WM Banks:   • Eliminates downtime during the management process between the bank and the end user.  • Streamlines the work of the Trade Teams on the field.  • Provides the online pre-approval to the person who is applying for credit.  • Opens new markets by creating new customers in the database.  • Extends their offices through their consultants.  • Optimizes human and physical resources.  • Increases coverage and response times in rural areas.  • Saves costs of stationery.  • Decreases the margin of error generated by not legible forms.  • Increases online situational awareness of the market.  • Records the business visits.  • Increases support for additional information such as images, bar codes, signatures, identification, other documents, fingerprints, etc.